Arizona Governor Signs Law Mandating Increased Minimum Auto Liability Coverage

After 40 plus years of clamoring by various special interest groups to raise the minimum statutory limits from $15,000 per person / $30,000 per accident / $10,000 property damage per accident, Arizona Governor Doug Ducey finally signed legislation that will require vehicle owners to purchase policies that provide for at least $25,000 / $50,000 / $15,000 in coverage. As you may recall, this legislation made it all the way to the Governor last year. However, the Governor vetoed the bill at that time. Previously, the Governor expressed concern as to how higher liability limits may increase costs for those at the bottom of the income scale and how this may result in massive numbers of low-income individuals becoming uninsured. The 2019 legislation scaled back the proposed property damage coverage from $25,000 to $15,000 per accident. This apparently assuaged some of the Governor’s concern from last year. This law applies to policies that are issued or are renewed beginning July 1, 2020.

Please contact Brian Rubin directly at (602) 604-7509 or BRubin@TRKFirm.com if you have any questions or would like to discuss this development further.