https://azinsurancedefense.com/articles daily 0.75 2026-03-17 https://azinsurancedefense.com/articles/contractual-limits-on-uim-coverage-arizona-supreme-court-affirms-uim-exclusions-for-off-road-atv-accidents monthly 0.5 2025-05-31 https://images.squarespace-cdn.com/content/v1/5d702bbf7df27100010e9135/22f1a84e-c099-4d55-894e-7e4c250358a4/5.29.2025+newsletter+image.jpg Articles - Arizona Supreme Court Holds Automobile Insurers Are Not Required to Provide UIM Coverage for ATV Accidents Which Do Not Occur on Public Roads - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://azinsurancedefense.com/articles/determining-duty-in-premises-liability-actions-the-arizona-supreme-court-clarifies-the-role-of-unreasonably-dangerous-conditions monthly 0.5 2025-03-21 https://images.squarespace-cdn.com/content/v1/5d702bbf7df27100010e9135/c825ae1b-80f3-4274-bef6-369b1fdc0fc2/3.2025+image.jpg Articles - Determining Duty in Premises Liability Actions: The Arizona Supreme Court Clarifies the Role of Unreasonably Dangerous Conditions - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://azinsurancedefense.com/articles/trk-gives-back monthly 0.5 2024-12-11 https://images.squarespace-cdn.com/content/v1/5d702bbf7df27100010e9135/e4384f0e-cfa0-419d-a483-2c659da441e8/TRK+Gently+Used+clothing+drive+website+post+12.2024.png Articles - TRK Gives Back - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://azinsurancedefense.com/articles/defending-dog-bite-claims-its-a-ruff-day monthly 0.5 2024-10-21 https://images.squarespace-cdn.com/content/v1/5d702bbf7df27100010e9135/acf16615-4865-454a-80b9-464650947cb4/defending+dog+bite+claims+image.png Articles - Defending Dog Bite Claims: It’s a Ruff Day - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://azinsurancedefense.com/articles/arizonas-family-purpose-doctrine-1 monthly 0.5 2024-05-09 https://images.squarespace-cdn.com/content/v1/5d702bbf7df27100010e9135/126a824f-5ec9-418c-a113-9d00ea56b778/5.2024+Family+Purpose+Doctrine+MGK+image.png Articles - Arizona’s Family Purpose Doctrine - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://azinsurancedefense.com/articles/boo-dont-sue-me-bro-it-was-just-a-prank-emotional-distress-claims-in-arizona monthly 0.5 2024-10-22 https://images.squarespace-cdn.com/content/v1/5d702bbf7df27100010e9135/8812b68e-9b2b-4ed9-9318-8206580cee61/10.2023+TRK+Newsletter+Image+.png Articles - “BOO!” - Don’t sue me bro, it was just a prank! Emotional Distress Claims in Arizona - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://azinsurancedefense.com/articles/franklin-v-csaa-general-insurance-company-a-monumental-decision-from-arizona-supreme-court-on-uim-stacking monthly 0.5 2024-10-22 https://images.squarespace-cdn.com/content/v1/5d702bbf7df27100010e9135/813fef15-195b-45df-87f9-1c7da279baa8/9.2023+image+for+newsletter.png Articles - Franklin v. CSAA General Insurance Company: A Monumental Decision from Arizona Supreme Court on UIM Stacking - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://azinsurancedefense.com/articles/uninsured-and-underinsured-motorist-claims-do-adjusters-have-to-disclose-the-settlement-range-placed-on-a-umuim-claim monthly 0.5 2024-10-22 https://images.squarespace-cdn.com/content/v1/5d702bbf7df27100010e9135/48c31b7c-dc50-4e35-8dc0-030f00b1cf83/8.18.2023+newsletter+image.png Articles - Uninsured and Underinsured Motorist Claims: Do Adjusters Have to Disclose the Settlement Range Placed on a UM/UIM Claim? - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://azinsurancedefense.com/articles/vehicle-theft-and-theft-related-insurance-fraud monthly 0.5 2023-07-12 https://images.squarespace-cdn.com/content/v1/5d702bbf7df27100010e9135/27bc3a32-fa4b-4ee2-9aac-2de18c3accd4/6.2023+image+for+June+article+.png Articles - Vehicle Theft and Theft-Related Insurance Fraud - Make it stand out Automobile theft is always evolving, thus creating a very challenging atmosphere for companies and agencies that are tasked with investigating and handling vehicle theft and claims of vehicle theft. Automobile thieves are pivoting to new and sophisticated methods for theft, including smart keys, cloning vehicles, utilizing cell phone applications to hack into a vehicle, and even using false identities to purchase expensive vehicles. Motor-vehicle theft has increased in recent years, and last year alone, more than 1 million vehicles were stolen nationwide.[1] While the occurrence of motor vehicle theft is on the rise, the number of theft-related insurance fraud cases are also growing. Insurance fraud is a deliberate deception perpetrated against or by an insurance company or agent for financial gain. Fraud may be committed at different points by applicants, policyholders, third-party claimants, or professionals who provide services to claimants. Staged crashes, false or overblown reports, and faking information are just some of the instances where harm is caused to not only insurers, but to consumers as well. Several types of information failures and fraudulent practices drive costs up, such as unrecognized drivers, underestimated mileage, violations/accidents, and false garaging to lower premiums. While not always a result of malicious or conscious actions, premium leakage creates problems for consumers, too—as much as 14 percent of all personal auto premiums can be attributed to the cost of covering premium leakage.[2] According to a 2022 study conducted by various member-organizations of The Coalition Against Insurance Fraud, the cost of Property and Casualty Fraud in the United States is $45 billion per year.[3] There is no foolproof way to spot or prevent incidents of theft-related insurance fraud. However, there are a few “best practices” which can be employed when handling and investigating potential instances of fraud. Insurers should always practice good data hygiene – verifying driver’s license numbers, capturing correct and complete driver details, reviewing title history for an allegedly stolen vehicle, and paying attention when a vehicle’s VIN is flagged. Insurance carriers should establish and maintain properly trained special investigation units (SIUs) to help identify and investigate suspicious claims. It is, of course, of upmost importance to honor duties owed to insureds under any insurance policy. However, as discussed above, theft-related insurance fraud is not only a financial burden on the insurer, but also on their insureds. Proper investigation and handling of claims of automobile theft is paramount to curbing this growing problem, for the benefit of both insurers and insureds. The attorneys at Thomas Rubin & Kelley, PC have significant experience with evaluating claims of vehicle theft, and with providing appropriate legal guidance to insurers. If you have any questions regarding the rise of theft-related insurance fraud, or if you require any assistance as to your Arizona claims, please do not hesitate to contact Brian Rubin (brubin@trkfirm.com) or Michael Kelley (mkelley@trkfirm.com). https://azinsurancedefense.com/articles/summary-of-2023-amendments monthly 0.5 2023-07-12 https://images.squarespace-cdn.com/content/v1/5d702bbf7df27100010e9135/c1ae5801-b663-44c8-b164-93b037dddd9f/5.2023+Article+Image.png Articles - Summary of 2023 Amendments - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://azinsurancedefense.com/articles/when-is-a-minor-settlement-needed-in-arizona monthly 0.5 2023-07-12 https://images.squarespace-cdn.com/content/v1/5d702bbf7df27100010e9135/9c28a52b-b56c-45e8-ab22-934958cc1057/4.2023+minor+settlement.png Articles - When is a Minor Settlement Needed in Arizona? - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://azinsurancedefense.com/articles/the-collateral-source-rule-is-alive-amp-well-in-arizona-1 monthly 0.5 2023-07-12 https://images.squarespace-cdn.com/content/v1/5d702bbf7df27100010e9135/6480651e-ac9a-43e4-83a2-171a2d793cf8/2.2023+Punitive+Damages+in+Negligence+Cases+MGK+smaller.png Articles - Court of Appeals Narrows Punitive Damages Standard - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://azinsurancedefense.com/articles/the-collateral-source-rule-is-alive-amp-well-in-arizona monthly 0.5 2023-07-12 https://images.squarespace-cdn.com/content/v1/5d702bbf7df27100010e9135/a77bfe01-1d29-4c7d-a8a2-720197beb16b/January+2023+newsletter+image+v2+%281%29.png Articles - The Collateral Source Rule is Alive & Well in Arizona - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://azinsurancedefense.com/articles/punitive-damages-in-negligence-cases monthly 0.5 2023-07-12 https://images.squarespace-cdn.com/content/v1/5d702bbf7df27100010e9135/21193d14-3374-42b5-b33f-4fc835a265ef/12.2022+Newsletter+Image.jpg Articles - Punitive Damages in Negligence Cases - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://azinsurancedefense.com/articles/wrongful-death-damages-in-arizona-1 monthly 0.5 2023-07-12 https://images.squarespace-cdn.com/content/v1/5d702bbf7df27100010e9135/6919b589-ae3b-40b8-805e-aee5b00517dc/wrongful+death+image+9.2022.png Articles - 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Common Law Negligence & Defenses - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://azinsurancedefense.com/articles/strict-liability-for-a-dog-bite-claim-in-arizona monthly 0.5 2021-06-02 https://images.squarespace-cdn.com/content/v1/5d702bbf7df27100010e9135/1622648221606-PY3AW9YZS7MEKZJDH7Q6/dog+days+of+summer+June.jpg Articles - Strict Liability for a Dog Bite Claim in Arizona - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://azinsurancedefense.com/articles/it-is-important-for-insurers-to-notify-claimants monthly 0.5 2023-05-31 https://azinsurancedefense.com/articles/arizona-courts-and-covid-19 monthly 0.5 2023-05-31 https://azinsurancedefense.com/articles/april-is-national-distracted-driving-awareness-month monthly 0.5 2023-05-31 https://azinsurancedefense.com/articles/im-here-live-im-not-a-cat-zoom-ing-through-the-court-system-helpful-tips monthly 0.5 2023-05-31 https://azinsurancedefense.com/articles/arizona-courts-amp-covid-19 monthly 0.5 2023-05-31 https://azinsurancedefense.com/articles/do-minor-settlements-need-to-be-court-approved monthly 0.5 2023-05-31 https://azinsurancedefense.com/articles/arizona-supreme-court-order-updated-operations monthly 0.5 2023-05-31 https://azinsurancedefense.com/articles/arizona-courts-continue-to-find-ways-to-avoid-dismissing-cases-for-untimely-services-of-process monthly 0.5 2023-05-31 https://azinsurancedefense.com/articles/thomas-rubin-amp-kelleys-response-to-covid-19 monthly 0.5 2023-05-31 https://azinsurancedefense.com/articles/arizona-courts-respond-to-covid-19 monthly 0.5 2023-05-31 https://azinsurancedefense.com/articles/premises-liability-law-in-arizona-defending-against-the-mode-of-operation-rule monthly 0.5 2023-05-31 https://azinsurancedefense.com/articles/avoiding-pitfalls-with-arizonas-unfair-claims-settlement-practices-act monthly 0.5 2023-05-31 https://azinsurancedefense.com/articles/unnecessary-roughness-potential-civil-liability-for-sports-injuries monthly 0.5 2023-05-31 https://azinsurancedefense.com/articles/kristen-briney-at-the-january-2020-arizona-insurance-claims-association monthly 0.5 2020-02-06 https://images.squarespace-cdn.com/content/v1/5d702bbf7df27100010e9135/1581025722394-7DMO0HA9SKPCME28C542/Kristen+Briney+1+771x1079.jpg Articles - Kristen Briney Presents at the January 2020 Arizona Insurance Claims Association https://images.squarespace-cdn.com/content/v1/5d702bbf7df27100010e9135/1581025692448-WL0U55MVZRJM19UTYAV9/AICA_logo_with_text_png_format.png Articles - Kristen Briney Presents at the January 2020 Arizona Insurance Claims Association https://azinsurancedefense.com/articles/happy-new-year monthly 0.5 2020-01-24 https://images.squarespace-cdn.com/content/v1/5d702bbf7df27100010e9135/1579887828742-EC6D7QRWN3M6LHVPOGOU/Happy+New+Year+2020.jpg Articles - Happy New Year! https://azinsurancedefense.com/articles/happy-holidays monthly 0.5 2020-01-24 https://images.squarespace-cdn.com/content/v1/5d702bbf7df27100010e9135/1579889336983-LP0LPAL4624FB978FJF3/Happy+Holidays+2.jpg Articles - Happy Holidays! https://azinsurancedefense.com/articles/happy-thanksgiving-from-our-family-to-yours monthly 0.5 2020-01-24 https://images.squarespace-cdn.com/content/v1/5d702bbf7df27100010e9135/1579885397624-WRS1HKL63QOHCF4VXVW3/give+thanks+image.jpg Articles - Happy Thanksgiving! https://azinsurancedefense.com/articles/brian-rubin-and-brit-simon-obtained-a-unanimous-defense-verdict-in-pima-county-in-october-2019 monthly 0.5 2020-02-07 https://images.squarespace-cdn.com/content/v1/5d702bbf7df27100010e9135/1581025795100-YRUUEP1JSNB4PHZF9EDS/Brian+Rubin+771x1079.jpg Articles - Brian Rubin and Brit Simon Obtained a Unanimous Defense Verdict in Pima County in October 2019 https://images.squarespace-cdn.com/content/v1/5d702bbf7df27100010e9135/1581025804293-B71O1YHCECPSEGYJJNL5/Brit+Simon+771x1080.jpg Articles - Brian Rubin and Brit Simon Obtained a Unanimous Defense Verdict in Pima County in October 2019 https://azinsurancedefense.com/articles/revisiting-mcreynolds monthly 0.5 2023-05-31 https://azinsurancedefense.com/articles/arizonas-insurance-requirements-for-rideshare-services monthly 0.5 2023-05-31 https://azinsurancedefense.com/articles/medical-payments-coverage-is-subject-to-health-care-provider-liens monthly 0.5 2023-05-31 https://azinsurancedefense.com/articles/arizona-governor-signs-law-mandating-increased-minimum-auto-liability-coverage monthly 0.5 2023-05-31 https://azinsurancedefense.com/articles/significant-changes-to-laws-relating-to-residential-construction-liability-in-arizona monthly 0.5 2023-05-31 https://azinsurancedefense.com/articles/arizona-now-requires-hands-free-cell-phone-use-while-driving monthly 0.5 2023-05-31 https://azinsurancedefense.com/articles/dram-shop-law-in-arizona monthly 0.5 2023-05-31 https://azinsurancedefense.com/articles/automatic-assignment-of-bodily-injury-claims-under-arizonas-workers-compensation-laws monthly 0.5 2023-05-31 https://azinsurancedefense.com/articles/trk-january-2019-newsletter monthly 0.5 2023-05-31 https://azinsurancedefense.com/articles/brian-rubin-and-kristen-briney-obtained-a-unanimous-defense-verdict-in-a-seven-day-wrongful-death-jury-trial-in-maricopa-county-in-october-2018 monthly 0.5 2023-05-31 https://images.squarespace-cdn.com/content/v1/5d702bbf7df27100010e9135/1581026513434-ZWSAI7XEXHVY7RNX6FNA/Brian+Rubin+771x1079.jpg Articles - Brian Rubin and Kristen Briney Obtained a Unanimous Defense Verdict in a Seven Day Wrongful Death Jury Trial in Maricopa County in October 2018 https://images.squarespace-cdn.com/content/v1/5d702bbf7df27100010e9135/1581026517835-NW0MD8BM5OZAYE9FR03V/Kristen+Briney+1+771x1079.jpg Articles - Brian Rubin and Kristen Briney Obtained a Unanimous Defense Verdict in a Seven Day Wrongful Death Jury Trial in Maricopa County in October 2018 https://azinsurancedefense.com/articles/reminder-the-arizona-civil-rules-changed-on-july-1-2018 monthly 0.5 2023-05-31 https://azinsurancedefense.com/articles/does-it-constitute-bad-faith-in-arizona-if-the-insurer-does-not-investigate-a-claim-reasonably monthly 0.5 2023-05-31 https://azinsurancedefense.com/articles/brian-rubin-and-kristen-briney-recently-obtained-a-unanimous-defense-verdict-in-a-four-day-jury-trial-in-maricopa-county monthly 0.5 2023-05-31 https://images.squarespace-cdn.com/content/v1/5d702bbf7df27100010e9135/1581027861907-Q8VL5X18NACSU5TVPWIP/Brian+Rubin+771x1079.jpg Articles - 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